NHD Home Is Possible (HIP) - Nevada Rural Housing (NRH)
The State of Nevada Housing Division’s HIP can provide up to 4% of your loan amount toward the down payment and closing costs. This takes the form of an interest-free loan.
To be eligible for Nevada’s DPA program:
- You must be a first-time home buyer, meaning you haven’t owned a home in at least three years
- You must have a minimum credit score of 640
- The home must be your primary residence
In addition, you’ll need to meet your lender’s financial requirements to qualify for the mortgage.

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