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Georgia Dream Homeownership Program (GDHP) offers various down payment loan options to assist Georgia first-time home buyers or those who haven’t owned a home in the past three years.

To be eligible for any of these DPAs, borrowers must meet local household income limits and have liquid assets of no more than $20,000 or 20% of the home purchase price (whichever is greater).

Georgia Dream Homeownership Program (GDHP)

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