DHCD Employer-Assisted Housing Program (EAHP)
The Employer-Assisted Housing Program (EAHP) supports eligible District government employees with purchasing their first single-family home, condo, or co-op in the District. It provides a deferred, 0% interest loan alongside a matching funds grant, which can be used for down payment and closing costs.
For all District government employees:
The maximum loan amount has been raised to $20,000.
The matching funds grant has been increased to up to $5,000.
For first responders and educators:
A recoverable grant of up to $10,000 is available for down payment assistance, contingent upon a five-year service obligation.
The property must remain the participant’s principal residence for five years, fulfilling a five-year service agreement signed upon purchase.
Failure to meet these conditions turns the $10,000 grant into a deferred, zero-interest loan.
Eligible for a matching funds grant of up to $15,000.
Since the loan is a deferred second mortgage, no repayment is required until you sell, refinance, or no longer occupy the property as your primary residence. You can find more details on the EAHP website. And see other possible DPA programs on HUD’s website.1